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A Buy To Let mortgage is a type of mortgage specifically for people who plan to buy a property as an investment. Rather than living in it yourself, you would make it available for someone to rent. 

Buy to Let Mortgages Wirral

What is a buy to let mortgage for?

A buy to let mortgage is different from a standard mortgage. A buy to let mortgage is used to purchase an investment property. A property that you have not or do not intend to live in. 

Typically you require a 25% deposit for a buy to let mortgage, however it may still be able to get a mortgage with a smaller deposit. 

As well as needing a higher deposit compared to a standard mortgage, you may also have to pay a slightly higher interest rate with a buy to let. If you already own a property, you will also have to pay more stamp duty. 

We recommend speaking to a Wirral based mortgage broker, like ourselves, so you know you're getting the right advice for your investment. 

Your property may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

What is a let to buy Mortgage?

A let to buy mortgage is for when you plan to rent your current home and buy a new home. You can even take equity out of your current home and use that as a deposit for your new property. 

The letting our of your current home and the buying of your new home would typically need to complete on the same day. I.e. you move into the new property on the same day, just as if you were selling and moving home. 

Do we help with any other type of mortgages?

Absolutely. Whether you're interested in purchasing your first time home, a House of Multiple Occupancy (HMO's), a multi block unit, a self build project or development project, we are able to source and provide expert advice to suit your needs and requirements. 

Let's Make Mortgages Easy...

Get in touch today and see how we can help you...

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